1. ITEMS CURRENTLY APPROVED AND RECOMMENDED AS EXCELLENT FOR EXWAY AGENTS:



A. Blackberry Storm with Verizon Service//////One of the best cell phones available

B. Ford Explorer XLT///////////////////////////////One of the best vehicles available.

C. Wet Ones Fresh Scent////////////////////////One of the best anti-germ wet wipes.

D. -

- THESE ITEMS EACH CONSIDERED "ONE OF THE BEST IN THE WORLD IN ITS CLASS" AT THE TIME. Items may of course improve or further evolve or become less excellent over time.



2. EX WAY COMMENT:

Hard times tell you who your real friends are. During the 2008 depression, any person with a home or car loan, credit card, or job in certain industries, discovered quickly that the people and companies they trusted, were instead something mean, despicable, and without honor. The actions of these companies were not required by the times, but were made by choice to hurt or demean their own customers or employees. A legal contract, like a marriage, is only as good as the people involved. Marry yourself to good and honorable people and business, not the slick advertising of mean and despicable people. Some little kindness is good business, very difficult to find among greedy and arrogant opportunists. Watch out for yourself and the ones you love.



3. COMPANIES AND ITEMS CURRENTLY NOT POSSIBLE TO APPROVE:

A. CREDIT CARD COMPANIES: No credit card company currently meets our standards. We advise all persons to quickly settle their debts and avoid such business.

B: FORD CREDIT, OTHER AUTO LOAN COMPANIES: No auto loan company currently meets our standards. We advise all persons to quicklly settle their auto debts and avoid such business.

C: HOME MORTGAGE COMPANIES: No home mortgage company currently meets our standards. It may be impossible to obtain a loan for a home from a reliable and honorable source.

D: BUSINESS LOANS/BANKS: No business loan company or bank currently meets our standards.

If possible one should stop using credit cards, and attempt to find some other source for major auto, home, or business loans.

Any credit system that judges a person on how well they make timely payments despite circumstances beyond their control, is flawed. If a person loses their job, gets sick, or otherwise needs a little flexibility and instead is punished and condemed, the system is not only heartless and unreasonable, but without honor or merit.

We should stop using credit cards, mortgage brokers, auto loans and loan companies, that are a part of such a system, if somehow possible. Instead look for persons or businesses that treat you like an adult and that can enter into cotracts that accept the realities of life, instead of treating people like numbers or machines.

"I am not a number!" from the TV show, "The Prisoner"

Trying to keep and use the most excellent items, enter into reasonable contracts, and ignore the sweet advertising of despicable companies. Trying to be more efficient, to make your life and the lives of those around you something better, something more excellent... an honorable goal.